Currency Converter

Live Currency Converter – Convert 160+ World Currencies with Real-Time Exchange Rates

Whether you are planning an international trip, sending money abroad, shopping from an overseas retailer, or managing cross-border payments for a business, knowing the current exchange rate accurately is not optional — it is essential. Static, hardcoded currency converters quickly become unreliable as rates fluctuate daily in the global forex market. This free online currency converter fetches live exchange rates from a real-time data feed and covers all 160+ world currencies tracked by the international foreign exchange market, updated every six hours so you always have a current and reliable reference rate.

How Currency Exchange Rates Work

An exchange rate is the price at which one currency can be exchanged for another at a given moment. These rates are determined continuously by the global foreign exchange (forex) market — the largest financial market in the world by daily trading volume, operating 24 hours a day across overlapping sessions in Tokyo, London, Frankfurt, and New York.

Rates move in response to economic data releases (inflation figures, employment data, GDP growth), central bank policy decisions on interest rates, political developments and geopolitical events, trade flows between countries, and investor sentiment about relative economic strength. The rate shown in this tool is the mid-market rate — the midpoint between the buy and sell prices in the interbank market and the fairest reference rate available. Banks, bureaux de change, and money transfer services apply a markup or fee on top of this rate, which is why the rate you get in practice is typically slightly worse than the mid-market figure.

How to Use the Currency Converter

1. Select the currency you want to convert from in the left dropdown.
2. Enter the amount you want to convert.
3. Select the target currency in the right dropdown.
4. The converted amount updates instantly.
5. Use the swap button to reverse the conversion direction without re-entering your values.

Rates are fetched from a live API feed when you load the page. If the API is temporarily unavailable, the tool falls back to recently cached rates. Either way, you always get a result.

Currencies Covered

This converter includes all 160+ currencies tracked internationally, including major currencies (USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY, INR, SGD, HKD), as well as dozens of regional and emerging market currencies. The full list updates dynamically from the live rate feed, so any newly listed currencies are included automatically.

Common Use Cases

• Travel budgeting — Understand what things actually cost in your home currency before you travel so you can plan your spending effectively
• International online shopping — Check whether a product priced in a foreign currency is genuinely cheaper than buying locally
• Remittances and international transfers — Get a current rate reference before committing to a transfer service
• Freelancing and international invoicing — Convert client payments in foreign currencies to your home currency for bookkeeping and tax purposes
• Business and finance — Quick reference rate checks for cross-border contracts, pricing, procurement, and financial reporting
• Investing and portfolio tracking — Monitor the value of foreign-denominated assets in your home currency

Getting the Best Exchange Rate in Practice

• Use the mid-market rate shown here as your reference, then compare it to the rate offered by your bank, exchange bureau, or transfer service — the gap between them is effectively their fee
• Dedicated money transfer services (Wise, Revolut, Remitly, OFX) typically offer rates much closer to the mid-market rate than high-street banks for international transfers
• When using a card abroad, always choose to pay in the local currency and let your bank convert — dynamic currency conversion (DCC) at foreign ATMs and card machines almost always offers a worse rate
• For larger transfers, even a small difference in rate can mean significant savings. It is worth spending a few minutes comparing at least two or three providers before committing
• Exchange rates are more favorable during active trading hours for the relevant currencies. USD/EUR, for example, is most actively traded during the overlap between the New York and London sessions

This converter gives you an accurate, up-to-date reference point for any currency pair across all 160+ currencies, so you can make informed decisions whether you are managing a few pounds for a short holiday or handling meaningful international financial flows for a business.